The crash was stressful enough. Your recovery shouldn’t be. If you are looking for expert Car Accident Physiotherapy to handle your MVA claims and whiplash recovery, you are in the right place. It happens in a split second. The screech of tires, the impact, the silence that follows. Whether it was a minor ‘fender bender’ in a parking lot or a serious collision on the highway, a Motor Vehicle Accident (MVA) disrupts your life instantly.
It happens in a split second. The screech of tires, the impact, the silence that follows. Whether it was a minor “fender bender” in a parking lot or a serious collision on the highway, a Motor Vehicle Accident (MVA) disrupts your life instantly.
In the first few hours, you are running on adrenaline. You might step out of the car, check the damage, exchange insurance info, and tell everyone, “I’m fine, I’m just shaken up.”
But the next morning is usually a different story. You wake up with a stiff neck. Turning your head is painful. You have a headache that won’t go away.
If you are reading this, you (or a loved one) have likely just been in an accident. You are probably overwhelmed by insurance forms, car repairs, and now, physical pain.
At PhysioVillage, we specialize in MVA Rehabilitation. We don’t just treat your injuries; we help manage the entire claim process so you can focus on one thing: Getting better.
The “Adrenaline Trap”: Why You Shouldn’t Wait
One of the biggest mistakes people make after a car accident is waiting too long to seek help. “It’s just a little sore. It will go away in a few days.”
Here is the medical reality: During a crash, your body floods with adrenaline and endorphins. This is a survival mechanism that masks pain. You might have significant soft tissue damage (Whiplash) or a spinal strain, but you won’t feel the full extent of it for 24 to 72 hours.
Why urgency matters:
- Health: Treating inflammation early prevents chronic pain and scar tissue.
- Insurance Deadlines: Auto insurance companies have strict deadlines for reporting injuries (often within 10-30 days depending on your province). If you wait too long to see a physiotherapist, your claim might be denied.
Common “Silent” Injuries We Treat
You don’t need a broken bone to be seriously injured. Soft tissue injuries are the most common result of car accidents.
1. Whiplash (The most common MVA injury)
This happens when the force of the impact throws your head violently forward and backward. It strains the muscles and ligaments in your neck.
- Symptoms: Neck stiffness, headaches at the base of the skull, dizziness.
2. Concussion & Head Trauma
Even if you didn’t hit your head on the steering wheel, the shaking of the brain inside the skull can cause a concussion.
- Symptoms: Brain fog, sensitivity to light/noise, nausea, difficulty concentrating.
3. Seatbelt Injuries & Lower Back Pain
The seatbelt saves your life, but it can also bruise your chest and twist your torso, leading to lower back strain and rib pain.
How We Handle Your MVA Claim (The Paperwork)
We know that dealing with insurance adjusters is stressful. At PhysioVillage, we act as the bridge between you and your insurer.
You do NOT need to pay out of pocket for approved MVA treatments. Auto insurance in Canada covers necessary medical rehabilitation.
Our Stress-Free Process:
- Call Your Insurance: Report the accident to your auto insurer to get a Claim Number and the name of your Adjuster.
- Book Your Assessment: Call us and provide that Claim Number. That’s it.
- We Handle the Rest:
- We fill out the necessary treatment plans (OCF forms, etc.).
- We submit them directly to the insurance company for approval.
- We bill them directly. You don’t have to worry about the cost.
What to Expect in Your First MVA Visit
We treat car accident patients with extra care. We know you are likely in acute pain and possibly anxious about getting back in a car.
- Step 1: The Safety Check: We perform a thorough neurological and orthopedic exam to rule out serious fractures or nerve damage. If you need an X-ray, we will refer you immediately.
- Step 2: Gentle Pain Management: In the early stages, we don’t do aggressive exercise. We focus on reducing pain using gentle manual therapy, modalities (like ultrasound or laser), and pain-relieving positioning.
- Step 3: The Plan: We create a treatment plan that fits your schedule and satisfies the insurance requirements.
FAQ: Car Accident Rehab
Q: Do I need a doctor’s note to start Physio after an accident?
A: In most cases, No. Physiotherapists are primary healthcare practitioners. You can come directly to us, and we can diagnose and report your injuries to the insurance company. However, seeing your GP is always recommended to have it on your medical record.
Q: Will my car insurance rates go up if I use the medical coverage?
A: No. Using your medical benefits (Accident Benefits) is your right and is separate from your liability risk. You are entitled to rehabilitation regardless of who was at fault in the accident (in “No-Fault” jurisdictions).
Q: I felt fine yesterday, but I hurt today. Is it too late?
A: Not at all. Delayed onset pain is the norm for whiplash. Call us immediately so we can document that the pain is related to the accident.
Don’t Let a Fender Bender Become a Lifetime of Pain
The chaos of the accident is over. Now, let us bring some order to your recovery.
You have enough to worry about with car repairs and insurance calls. Let us handle the physical pain and the medical paperwork.
We prioritize MVA patients for immediate appointments.
Questions about Insurance? Call Us



